Who is Responsible for Water Seepage and Inter-Floor Leaks in Singapore?

Waterproofing Leak Expert
Wei Jie
21 Jul 2025
7 min read

Water seepage and inter-floor leaks are among the most common property disputes in Singapore, affecting both HDB flats and private condominiums. Understanding who bears responsibility for these issues is crucial for property owners and tenants.

What is Water Seepage?

Water seepage occurs when water gradually penetrates through walls, ceilings, or floors due to cracks, deteriorated waterproofing, or structural issues. Common causes include bathroom waterproofing failure, window frame deterioration, and aging pipe systems.

What are Inter-Floor Leaks?

Inter-floor leaks specifically refer to water leakage that affects the unit below, typically originating from the upper floor's bathroom, kitchen, or plumbing systems. These leaks can cause significant damage to ceilings, walls, and personal property in the affected lower unit.

Handling Water Seepage: Who Is Responsible?

Homeowners or Tenant resposible? Water seepage often happens in both HDB flats and private properties. It can cause disputes about who must pay for repairs. Knowing who must fix these issues is important. It helps keep peace between landlords and tenants.

HDB Flats:

  • Inter-floor Leaks: For HDB flats, if water seepage occurs between floors (usually from the ceiling of one flat to the floor of another), it is categorized as an inter-floor leakage. The repair of leaks in the floor slab between flats is a joint responsibility between upper-and lower-floor flat owners. To help flat owners resolve ceiling leaks arising from natural wear and tear over time, and keep the repair cost affordable for both flat owners, HDB offers assistance through the Goodwill Repair Assistance (GRA) scheme. Under the GRA scheme, HDB will pay 50 per cent of repair costs, and the upper and lower flat owners co-share the remaining 50 per cent. The scope of repair work does not include rectification work for any damage suffered by the lower floor flat from the leak (e.g. personal fixtures and fittings like lighting, cabinets, shower screens)

  • Within Unit: If water seepage is localized within an owner's separate unit—such as bathroom leaks or kitchen plumbing issues—the homeowner is usually responsible. It is best to talk to a licensed plumber early. This can stop the problem from getting worse.

Private Properties (Condo, Landed, Offices):

  • Common areas (e.g., roofs, external walls, shared pipes): The Management Corporation Strata Title (MCST) is responsible for the repairs for common areas and shared piping or infrastructure according to the Building Maintenance and Strata Management Act (BMSMA). Check with your Condo MCST on the procedure for reporting and resolving ceiling leaks.

  • Inter-floor leaks in Condo Units: The owner of the unit from which the leak originates is typically responsible for carrying out and bearing the cost of repairs, unless the cause is a major structural defect in the building. However, it is always important to check your MCST by-laws for specific guidelines, as they may clarify or add to these responsibilities

  • Within Unit: Each property owner is responsible for addressing maintenance and water seepage repairs that originate within their own apartment or landed property.

Main Causes of Water Seepage and Leaks

1. Aging or Damaged Waterproofing  

Old or worn-out waterproofing membranes in wet areas (bathrooms, balconies, kitchens) often cause water to leak to lower floors.

2. Plumbing Defects  

Leaking pipes, cracked joints, or poor plumbing work may result in hidden leaks between floors and walls.

3. Structural Cracks  

Expansion and contraction of building structures can create gaps. These cracks let water pass from one unit to another.

4. Inadequate Maintenance  

Poor upkeep of shared spaces—like gutters, downpipes, and drains—can result in pooling water and seepage.

5. Weather and External Factors  

Heavy rain is common in Singapore. If roofs and wall exteriors aren’t well-sealed, water can get inside and cause damage. Investigating the source of water is a critical first step before assigning responsibility or starting repairs.

How to Resolve Water Seepage and Inter-Floor Leaks?

1. Identify the Source  

Engage qualified professionals to conduct an inspection. Pinpointing the root cause—like a failed membrane, a plumbing defect, or a crack—is necessary for targeted repairs.

2. Notify and Communicate  

  • For HDB flats:  

 Contact your immediate neighbour and suggest a joint inspection.

  • For condos/private units:  

 Inform the MCST or write to your neighbour about the issue.

  • Tip:  

 Keep written records of all conversations for clarity.

3. Hire Licensed Specialists  

Certified waterproofing experts like Triton Construction can provide reliable diagnosis and repair recommendations.

4. Submit an Official Report if Needed  

If parties cannot agree, escalate:

  • HDB: Approach HDB for mediation.
  • Condo/Private: Use the Community Mediation Centre (CMC) or appeal to the Strata Titles Board (STB).

5. Carry Out Repairs  

Once responsibility is confirmed, proceed with urgent repairs. Fixes may include redoing waterproofing, sealing cracks, or replacing pipes.

6. Prevent Future Leaks  

Regularly check and reseal wet areas, clear drains, and schedule routine building inspections to catch early warning signs.

Water seepage and inter-floor leaks can disrupt your home and relationships. Fast, clear action and a good understanding of who is responsible can resolve issues before they become costly and contentious.

Document all communications, engage professionals, and maintain your property regularly. These steps safeguard your investment and ensure a safe, dry living environment for everyone.

Need help with water leakage?

Contact Triton Construction as your waterproofing specialist today for reliable support.

Waterproofing Leak Expert
Wei Jie
Triton Construction - Your Waterproofing Specialist